Sellers Guide

Q1: I have had my property valued - what is the next step?

A: After we have carried out a valuation on your property, we take external and internal photographs and come back to prepare our Sales Particulars. Our particulars are then forwarded to you for approval. Once agreed we then add your property to our website, Rightmove, Zoopla and Prime Location making your property available immediately to the World Wide Web. We also arrange for local advertising in order to find you the most suitable buyer.

Q2: Does anything happen in the meantime?

A: Yes. We arrange an Energy Performance Certificate (EPC). 

Once you instruct us we will arrange for a Domestic Energy Assessor to visit your property. They will carry out the assessment on the energy efficiency of your home and this information will be available to a purchaser and his/her solicitor.

Q3: Do you accompany viewings?

A: We accompany viewings wherever possible so that we are able to highlight the best features of your property, taking into account your wishes and to answer any questions that prospective purchasers might have. Vacant properties are always viewed with a member of our staff. Keys are never handed out to prospective purchasers without specific instructions.

Q4: How do I prepare my property for viewings?

A: Many buyers make a subconscious decision about a property within minutes of their arrival. That being the case, try to make sure that the entrance to the property, i.e. driveway/path, front door and hall are neat and welcoming. Purchasers will be put off by homes that appear uncared for.

Q5: Once you find a purchaser how long does it take for a sale to go through?

A: There are many factors governing this. In a simple property transaction, i.e. where there is no chain, and where a survey does not reveal anything untoward, the average period of time between an offer being accepted and contracts being exchanged is 4 - 6 weeks, with completion normally taking place 2 to 4 weeks after. It can take less or longer, it all depends on the circumstances.

Q6: What is a chain?

A: A chain is where there are more than two parties looking to buy and sell at the same time. For example, you could be selling a property and the person you are buying from is also buying a property. This is where the point above becomes applicable.

Q7: What are the costs that will be incurred when buying and selling a property?

A: There are Solicitor/conveyancing fees, survey costs and mortgage lender's arrangement fee (only applicable on certain mortgages) buildings and contents insurance. Buildings insurance must be in place from exchange of contracts.

Q8: How much is the Stamp Duty?

A: The first £125,000 on properties is free of Stamp Duty then payable at 2% payable on the portion up to £250,000

Payable at 5% on the portion up to £925,000
Payable at 10% on the portion up to £1.5m

Then payable at 12% on the portion over that amount.

Note: First time buyers will not pay Stamp Duty on purchases up to £300,000. If the purchase price is between £300,000 and £500,000 then Stamp Duty is only payable on the amount above £300,000 up to £500,000

Please copy the link below into your web browser for the HMRC Stamp Duty Calculator. Enter the date of purchase and purchase price then submit to calculate the amount payable:

Q9: What are the options for surveying a property?

A: There are different types of surveys available. There is a very brief type of survey, known as a mortgage valuation. This is limited to a brief inspection of the property for any obvious faults and provides an assessment of its value. The Homebuyer's report will go into more detail and will provide a fairly extensive report with appropriate findings. Building survey (formerly known as a Structural Survey) is the most comprehensive type of survey available. It is suitable for any building, but is especially recommended for buildings which have had lots of alterations or extensions and those constructed out of unconventional materials.

Q10: When does exchange of contracts take place?

A: Once your solicitor has received your mortgage offer (if applicable) and is satisfied that all legal enquires have been dealt with and your purchaser is also ready, you exchange contracts. At this stage you sign your contract and pay your deposit to your solicitor.

Q11: What happens on the day of completion?

A: Once your purchasers solicitor has received the mortgage funds this is sent electronically to your solicitor.
When your solicitor receives the funds they notify the purchasers solicitor that monies have been received.

This process is carried out throughout the chain (if applicable) and once complete the keys can then be collected.

Your solicitor will contact your Estate Agent to confirm that the keys can be released to the purchaser. You will then contact the Estate Agent that you are buying from and you can then collect the keys to your new home!

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